Educational content, not advice
Everything on Deorbit Plan (the simulator, the Strategy Lab, the calculators and every Learn article) is general educational information. It is not financial, tax, legal or investment advice, it is not a recommendation to buy, sell or hold anything, and it is not tailored to your situation. Using this site does not create an advisory, professional or fiduciary relationship between you and the publisher.
A model simplifies
- Results are estimates, not predictions. A success rate says how a plan fared across thousands of simulated market histories; it does not say what will happen to you.
- Tax rules are simplified. The model leaves out things a real return can include, such as the alternative minimum tax, itemized deductions, credits and local taxes. It also assumes future tax law stays as it is today. The methodology page and the Help page list the documented simplifications.
- Figures can be out of date. Tax and program figures change, often every year. We last checked the modeled rules against official sources on November 11, 2026, and each article shows its own “Last reviewed” date. The update log lists what changed and when, and the editorial policy explains how we check. We review periodically, so a figure can lag behind a recent change.
- Your inputs matter. A result is only as good as the numbers and assumptions you enter.
No warranty
We make reasonable efforts to keep the site accurate and to fix mistakes when we learn of them, but the site is provided as is, with no promise that it is complete, current or error-free. You are responsible for decisions you make and for checking them first.
Talk to a professional
Before acting on anything here, check it against your own tax returns, plan documents and statements, and consider asking a qualified professional: a CPA, an enrolled agent, or a fee-only financial planner. For your own Social Security or Medicare record, ask the agencies themselves (SSA and CMS).
Third-party links and corrections
Articles link to primary sources such as the IRS, SSA and CMS. We do not control those sites and they can change. If something here looks wrong, tell us through the feedback form. Corrections to published pages are recorded in the update log. The advertising and referrals page explains how the site is funded.